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    Builder
    in
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    Highest CRISAL RATED builder
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    Come home to Clean, Green and
    refreshing Community Living
 

Home Loans

The interest rates on home loans have reached an all time low and the fewer procedures for home loans make the whole process quite hassle-free. You have various schemes to opt from to suit your need. These loans from leading Housing Finance Institutions can be arranged with minimum involvement on your part (subject to the conditions put forth by the financial institutions). The pre-approval of Skyline projects by leading Housing Finance Companies makes the whole process a whole lot easier. Maximum loan amount with long term easy installments can be arranged for both NRIs and RIs.

 

Here is a list of general documents required for sanctioning the loan amount by a Housing Finance Company (HFC). Please note that the list is only indicative and there may be variations/additions for each HFC.

Loan Providers- please click below:
*HDFC
*ICICI
  • Passport size photograph of all applicants
  • Copy of passport and visa
  • Copy of work permit
  • Bank statement for last six months both international ( in which the salary is credited) and domestic
  • NRE account.
  • General Power of Attorney as per the HFC's draft duly attested by the Indian Consulate in case NRI is
  • not in India. If NRI is in India then the POA can be locally notarised by Notary Public.
  • Copy of appointment letter or Contract.
  • Copy of Labour card or Identity card if employed in Middle East.
  • Salary certificate specifying Name, Date of joining, Designation Salary details and deductions if any or
  • latest four months salary slips.
  • Administration fee cheque from NRE account (0.5% of the loan amount).

 

Know your EMI (Monthly Rest Basis)

Here is a chart to know your EMI for a loan of Rs.1 lakh. The EMI (equated monthly installments) for various durations and rates are provided for your reference. However, please note that the loans are provided by various housing finance institutions and Skyline Builders®  is not directly involved in sanctioning the loan. Also, the EMIs will vary for different financial institutions.


The information given below is only for your reference and shall not be taken as final. Please contact the financial institution for the current EMI.


Monthly EMI in Rs.
No. of Years Rate of Interest - 7.25% Rate of Interest - 7.50% Rate of Interest - 7.75% Rate of Interest - 8.00% Rate of Interest
- 8.25%

1

8,665.00

8,676.00

8,688.00

8,699.00

8,711.00

2

4,489.00

4,500.00

4,512.00

4,523.00

4,535.00

3

3,100.00

3,111.00

3,123.00

3,134.00

3,146.00

4

2,407.00

2,418.00

2,430.00

2,442.00

2,454.00

5

1,992.00

2,004.00

2,016.00

2,028.00

2,040.00

6

1,717.00

1,730.00

1,742.00

1,754.00

1,766.00

7

1,522.00

1,534.00

1,547.00

1,599.00

1,572.00

8

1,376.00

1,389.00

1,401.00

1,414.00

1,427.00

9

1,264.00

1,277.00

1,289.00

1,302.00

1,315.00

10

1,175.00

1,188.00

1,201.00

1,214.00

1,227.00

11

1,102.00

1,115.00

1,129.00

1,142.00

1,156.00

12

1,042.00

1,056.00

1,069.00

1,083.00

1,097.00

13

992.00

1,006.00

1,020.00

1,034.00

1,048.00

14

950.00

964.00

978.00

992.00

1,006.00

15

913.00

928.00

942.00

956.00

971.00

16

882.00

896.00

911.00

925.00

940.00

17

855.00

869.00

884.00

899.00

914.00

18

831.00

845.00

860.00

875.00

891.00

19

810.00

825.00

840.00

855.00

870.00

20

791.00

806.00

821.00

837.00

853.00
 

Contacts

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Skyline Builders Real Estate group offers you Luxury Apartments, Villas, Homes and Flats all across God's own country – Kerala, India. Skyline Builders™ is the #1 Builders in Kerala. Skyline invites you to join our ever-growing community of satisfied customers... into a world where dreams do come true... where unmatched quality goes hand-in-hand with affordable rates... where aesthetic beauty in a clean green environment is coupled with all the essentials for practical living... an investment that is a celebration of your success. The Skyline Group has been in existence since 1980 and Skyline Builders™ is the flagship unit of the group. We provide luxury villas and apartments across Kerala esp. in Kochi (Ernakulam/ Cochin), Thrissur(Thrichur), Trivandrum(Thiruvananthapuram), Kottayam, Kozhikode (Calicut) and Kannur. With the IT boom in full swing, Skyline Builders is providing housing facilities near Infopark-Kakkanad and Technopark- Kazhakkottam.

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